Position Name: Junior Credit Analyst

Company Overview:

PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over 40 million users, we are building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.

Operating in Nigeria, Ghana, Tanzania, Bangladesh, Pakistan, and the Philippines, PalmPay has been recognised by CNBC as one of the Top 300 Global Fintech Companies and ranked #2 overall and #1 in financial services on the Financial Times’ Africa’s Fastest Growing Companies 2025 list.

Position Overview:

The Junior Credit Analyst will support the Credit Review team in evaluating customer creditworthiness and ensuring compliance with credit policies and procedures. The role involves reviewing customer information, verifying documentation, maintaining credit-related records, and assisting in risk assessment activities to support informed lending decisions and portfolio quality.

Key Responsibilities:

• Assist in analyzing customer data to support creditworthiness assessments and basic risk evaluations under the guidance of senior team members.
• Review loan and EMI applications to ensure compliance with company policies, approval criteria, and documentation requirements.
• Verify the accuracy and completeness of customer information and supporting documents submitted for credit review.
• Maintain and update customer databases and credit records, ensuring data integrity and accuracy for decision-making purposes.
• Support senior analysts in identifying potential risk indicators and preparing reports, summaries, and recommendations for management review.